Frequently Asked Questions

What is a home equity investment?

It allows you to access cash from your home’s value without monthly payments, in exchange for a share of future appreciation.

Do I need good credit to qualify?

Credit is considered, but approval is mainly based on your home’s value and available equity.

How is this different from a home equity loan or HELOC?

There are no monthly payments or interest. Repayment happens when you sell, refinance, or reach the end of the term.

How long does the process take?

Most homeowners can receive funds in a few weeks once the application is completed.

Will this affect my current mortgage?

No. Your existing mortgage stays in place and unchanged.

How can I use the funds?

You can use the money for any purpose, including renovations, debt consolidation, or personal needs.

Is there a required monthly payment?

No monthly payments are required during the term.

What happens at the end of the agreement?

You can repay by selling your home, refinancing, or paying the agreed amount directly.