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    Architectural illustration of a desert home opening onto a quiet terrace
    Illustrative imagery · not a financed customer property

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    Illustrative contemporary home at blue hourRecently updated

    Choosing between options

    Compare monthly payments with a future settlement.

    Editorial record · August 30, 2026
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    Illustrative imagery is not a customer testimonial or a financed-property record.

    Another comparison to exploreHELOC vs. home equity loanDraw periods, payments, and an offer-shopping checklist.